Heat oven to 350°F.

Cut tortillas in half and each half in to three pieces. Put on baking sheet and spray lightly with vegetable spray. Bake for 15 minutes turning once or until golden.

Add vegetable oil to frying pan and heat to medium. Add beef and shallot and cook until no pink remains in beef and shallot has softened.

Add garlic and cook 30 seconds or until fragrant.

Add tomatoes, chili, cumin, salt, olives, and oregano. Heat through.

Spoon mixture onto chips and sprinkle with cheese.

Bake for 5 to 10 minutes or until cheese melts.

Appetizers: 36

Per Serving: 45 Calories; 3g Fat (55.9% calories from fat); 2g Protein; 3g Carbohydrate; 1g Dietary Fiber; 7mg Cholesterol; 93mg Sodium. Exchanges: 0 Grain (Starch); 1/2 Lean Meat; 0 Vegetable; 0 Fruit; 1/2 Fat.